Michigan Consumer Fraud FAQs

Discovering hidden fees can be frustrating and financially damaging. If you suspect that a company has charged you undisclosed or hidden fees, the first step is to review all documentation and receipts thoroughly. Contact the business to request a detailed explanation of the charges and seek a resolution. If the issue remains unresolved, consider reaching out to consumer protection agencies or consult with an attorney experienced in consumer fraud.

Misleading advertisements are a common form of consumer fraud where companies provide false information about their products or services. If you have been misled by an advertisement, document all evidence, including the advertisement itself and any communications or transactions related to it. Contact the company to address your concerns and request a remedy. If the company does not resolve the issue satisfactorily, you may file a complaint with the Federal Trade Commission (FTC) or seek legal advice from a consumer fraud attorney.

Michigan consumers should be particularly aware of several ongoing threats, including identity theft, predatory lending practices, and data breaches. Identity theft involves the illegal acquisition of personal information, often leading to financial loss and credit damage. Predatory lending practices, particularly in mortgage and auto loans, can trap consumers in unfavorable terms and high interest rates. Data breaches expose sensitive personal information, increasing the risk of identity theft and financial fraud.

Attorneys play a critical role in addressing consumer fraud by providing legal advice and representation. They investigate the fraudulent activities, gather evidence, and work to build a strong case on behalf of the victim. Attorneys can file lawsuits in state or federal courts, negotiate settlements, and help recover financial losses. They also advocate for stronger regulations and enforcement to protect consumers from future fraud. Consulting with a knowledgeable attorney ensures that your rights are protected and enhances your chances of achieving a favorable outcome.

A breach of warranty occurs when a product fails to meet the terms promised by the manufacturer or seller. This can happen if the product is defective, damaged upon purchase, or does not perform as described. Warranties are intended to assure the consumer of the product’s quality and functionality. When these promises are not fulfilled, consumers may be entitled to compensation. If you experience a breach of warranty, gather all relevant documentation, including the warranty itself and proof of purchase and contact the seller or manufacturer.