• False or misleading advertising
• Hidden fees
• Dangerous and defective products
• Sensitive data breaches
• Breach of warranty
• Predatory lending practices
• Auto sale fraud
• Predatory mortgage lending

Information has become increasingly valuable in the digital age.  Identity thieves can buy and sell data such as credit card information, bank account information, and social security numbers.  Not only does this instill a sense of personal violation, but it can also lead to a damaged reputation and even worse credit. Because these thieves are difficult to track, law enforcement is generally unable to locate these criminals.

In most cases, the negligence of a third party can lead to this breach of security.  These include retailers, credit card companies, and other financial institutions.  They may neglect to monitor employees with access to your personal data.

As the previous generations enter their golden years, elder fraud is steadily rising. Many elderly people have spent years gaining wealth and resources, making them an ideal target for fraud-based thieves.  A combination of poor health and a weakened sense of reasoning make them easily influenced to the suggestions of these criminals.  They are also less likely to be familiar with modern technology like digital security, email, and mobile banking.

This fraudulent behavior can come from trusted caretakers who convince the elderly to hand over control of important finances like bank accounts and insurance proceeds.  Sometimes a loved one may be the one taking advantage, pressuring older adults to hand over powers of attorney to change life insurance beneficiaries. Seniors are vulnerable to predatory lending schemes, credit card fraud, and reverse mortgage schemes.