Michigan Car Accident Law: What You Need to Know
Michigan operates under a no-fault insurance system. After a car accident, your own auto insurance policy typically covers your medical expenses and lost wages through Personal Injury Protection (PIP) benefits, regardless of who caused the crash.
However, no-fault does not prevent you from filing a lawsuit against the at-fault driver in certain circumstances. Under Michigan law, you may pursue a third-party claim against the responsible driver if you suffered a serious impairment of body function, permanent serious disfigurement, or death. These claims can cover pain and suffering and excess economic damages beyond what your own insurance pays.
Michigan’s statute of limitations for personal injury claims is generally three years from the date of the accident. For no-fault benefits, separate notice and filing requirements apply. Acting quickly protects your options.
Common Injury Types
Leg injuries
Answers to common questions about leg breaks, ACL injury, torn meniscus, and knee bursitis. Read more here.
Shoulder injuries
Personal injury lawyer advice on the types of shoulder injuries that auto accident victims frequently suffer, as well as symptoms and treatment options. Read more here.
Fractures
Read how fractures, or bone breaks, to the spine, arms, and legs are frequently suffered by auto accident victims. Read more here.
TMJ Injury
Learn how car accident victims who experience a blow to the head may end up with “TMJ,” an injury that affects the jaw. Read more here.
Chronic pain
Our injury attorneys explain how pain can become permanent and the connection between chronic pain and traumatic brain injury. Read more here.
Who We Serve After a Car Accident in Michigan
Our team works with a wide range of accident victims across Michigan. Here is a closer look at the situations we commonly handle:
- Drivers and Passengers Injured in a Car Accident: You were driving or riding in a vehicle when a crash occurred, and you are now dealing with pain, vehicle damage, medical treatment, missed work, police reports, insurance calls, or questions about whether you have a valid injury claim.
- People Hit by Distracted, Impaired, Speeding, or Traffic-Law-Violating Drivers: You believe another driver was texting, using a phone, impaired by alcohol or drugs, speeding, following too closely, failing to yield, running a red light, ignoring a stop sign, or otherwise driving unsafely before the crash.
- People Hurt in Rear-End, Intersection, Lane-Change, or Multi-Vehicle Crashes: You were injured in a rear-end, T-bone, head-on, rollover, sideswipe, merging, highway, parking lot, work zone, or chain-reaction crash, where fault may depend on traffic signals, right-of-way, blind spots, road conditions, or the actions of more than one driver.
- People Facing Insurance, Fault, or Evidence Problems After a Crash: The insurance company is questioning fault, asking for a recorded statement, minimizing your injuries, blaming you for part of the crash, or offering less than expected, and you need help preserving photos, video, police reports, witness information, medical records, or vehicle data.
- Victims of Hit-and-Run or Uninsured and Underinsured Drivers: You were hit by a driver who fled the scene, carried no insurance, or did not have enough coverage to pay for the harm caused, and you want to understand what insurance options may still be available to you.
Do You Know What to Do After an Accident?
Remember, leaving the scene of an accident could make you responsible for a hit-and-run. Always remain at the scene until authorities and medical help have arrived. You may move your vehicle if possible, but it is best to leave the vehicle where it crashed in order to preserve evidence.
Large truck collisions can cause a variety of severe injuries, even fatalities. Safety should always be your first priority. By dialing 9-1-1, you will dispatch police and other emergency services to help gather eyewitness accounts while also building your crash report.
Truck accidents can often involve other passenger vehicles. Take care of your own injuries before giving assistance to other passengers and their vehicles.
Immediately after an accident, the crash scene provides the best opportunity to capture any and every form of evidence to prove you were harmed due to someone else’s negligence. Take photos of any form of damage to your vehicle or any other vehicles in the vicinity. Include snapshots of intersections or any specific landmarks, and pay close attention to skid marks.
If it is dark, audio recordings can offer a very helpful solution instead of fumbling around for a pen and paper. Afterward, record your own audio account of what happened.
Have a record of the facts can be critical as details tend to fade with the passage of time and truck crash lawsuits may sometimes take months at a time. Having an audio and visual record of what happened will help as you move forward with legal action.
Like any car accident, there is some important information you will need to collect from all drivers involved. Make sure to obtain:
- Name
- Phone Number
- Driver’s License Number
- License Plate Number
- Insurance Carrier & Name of Agent
- Insurance Policy Number
Remember the old adage “Whatever you do, don’t say it was your fault”? It’s always best to stick with that. Even if you sense that you have some responsibility for what happened, it’s always best to take some time and make sure you are in a calm state of mind before asking the appropriate questions.
It’s always important to have someone with experience fighting for you. Our lawyers are well-equipped to handle any large vehicle negligence you may encounter.
Caring for your health is important not only for yourself, but for the defense attorneys on the other side watching to make sure you have sustained real injuries. Keep records of all visits and medical payments.
Did you know there is a deadline for filing a truck accident lawsuit? It’s called the Statute of Limitations, and the clock is ticking every moment. Missing this deadline may mean a huge missed opportunity to receive the compensation and justice you deserve.